Questions & answers
Ask us anything. Here’s what people ask first.
Buying
Can I buy a home in Greece if I’m not Greek?
Yes. People from the EU and from outside it buy homes in Greece every day, on the same terms as Greeks.
In a few border regions, buyers from outside the EU need an extra permit. If a home we show you is in one of them, we’ll tell you up front.
What do I need before I can buy?
A Greek tax number (AFM), which your lawyer can apply for on your behalf. The price must be paid through a bank, never in cash, so in practice you need a Greek bank account.
You’ll also want your own lawyer, who works for you and not the seller. They check the title and the paperwork before you sign.
What does buying cost on top of the price?
The main cost is the transfer tax, paid by the buyer: 3% of the price (or of the official value, if higher) plus a 3% municipal surcharge on that tax, 3.09% in all.
The notary, the land registry, your lawyer and any agency fee come on top; we give you a line-by-line estimate for any home you’re serious about. A brand-new home can carry VAT instead, which builders can suspend until 31 December 2026.
How long does it take?
It depends on the home and its paperwork: most of the time goes on the lawyer’s checks and on gathering certificates from engineers and the tax office. We give you a timeline once a price is agreed.
Do I have to be in Greece to sign?
No. You can give your lawyer power of attorney to sign for you, signed before a notary in Greece or at a Greek consulate abroad. Many buyers see the home in person, then complete the rest from home.
What is the Golden Visa, and does it apply to me?
It’s a Greek residence permit for people from outside the EU who invest in property above a set amount. The minimum is €800,000 in Attica, the Thessaloniki area, Mykonos, Santorini and any island with more than 3,100 residents (Evia included), and €400,000 elsewhere. It must be one home of at least 120 m², and it cannot be let short-term.
The thresholds have changed several times, so we always confirm the current rules with your lawyer before you rely on them.
Renting
What do I need to rent a home?
An ID or passport, a Greek tax number (AFM), and something that shows you can pay the rent: usually payslips, a work contract or bank statements.
Landlords normally ask for a deposit, set in the lease and returned when you leave the home as you found it. We tell you the amount before you commit.
How long is a typical lease?
If the home is your main residence, the law gives the lease at least three years, even if the contract says less. Vacation and second homes are not covered.
Who pays the building’s shared costs?
The lease says who pays the building’s shared costs (koinochrista). Usually the tenant pays the running costs, such as cleaning, the lift and central heating, and the owner pays for major repairs. A listing shows the monthly shared costs when the owner has given them to us.
Selling & valuation
How do you work out what my home is worth?
We start with current asking prices in your area, then visit the home: its condition, light, floor and view, and comparable homes nearby. You get a realistic price, with the reasoning behind it.
A valuation is free and has no obligation: tell us about the home and an expert comes back with a real number.
What documents will I need to sell?
Your title deed, a land registry (Ktimatologio) extract and plan, an energy performance certificate, an engineer’s certificate (valid for two months) that there are no unauthorised works, the building’s electronic identity where required, and tax certificates. The notary collects most of these online, and we help you gather anything that’s missing.
Vacation
Can I rent my home out to vacation guests?
Often, yes. Short-term lets (under 60 days) must be registered with the tax authority (AADE) and show a registration number (AMA). Until 31 December 2026, new registrations are suspended in central Athens and central Thessaloniki, and a home sold there cannot rejoin the register while the suspension lasts.
Because these rules change, we check what applies to a specific home before you commit. Not after.
This is general information to help you get your bearings, not legal or tax advice. Your lawyer will confirm what applies to you.
Did not find your question?
Write to us. There are no silly questions about buying a home.